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KRFDC

Customized Counseling

Budgeting
Develop a MONTHLY PLAN that works!
Zero Based
Learn the Envelope System

Debt Reduction
Debt Snowball
Paying Debt Off Early

Saving
For Purchases
For Emergencies
For Wealth Building

Future Planning Education
Insurance
Retirement
Taxes
Will/Estate Plan

Communication Skills
Agreeing on a Spending Plan
Communicating with Creditors
Communicating with Financial Professionals

Financial Principles
Partnering in Decisions
Money Management
Saving
Contentment
Debt-Free Lifestyle
Necessities as a Priority
Giving